FIRE - Could you afford to rebuild your home?

You probably don't want to think about it but 1000's of Northern Ireland homeowners could be incorrectly estimating the cost of re-building their home in the event of a fire or serious structural failure. The Fire Brigade attends almost 3,500 major fires a year in Northern Ireland, a proportion of which require the house to be completely rebuilt.

Market Value vs Actual Costs: With little experience in construction, the market value is often used by homeowners as a guide for assessing how much it would cost to rebuild. Unfortunately this is a misconception; it rarely reflects the true, full cost of replacement. This and many other potential insurance pitfalls can make reinstating your home after a fire a nightmare.

Online Calculator: The Royal Society of Chartered Surveyors has produced an online calculator to help homeowners improve the accuracy of the rebuild costs. The service can be accessed propertynews